Problems We Help Solve

We can help you protect your nest egg to fund your retirement future.

WHAT WE OFFER

Maybe you did a good job building your nest egg — but aren’t sure how to turn it into predictable income. Maybe life happened, and now you need to play catch-up with your savings. Maybe you just want to ensure you leave behind a legacy, not unexpected tax liabilities.

Whatever your situation, our team of financial professionals can design a plan that can help you be financially secure in any economy.

Why Work With Us?

As an independent financial firm, our team is positioned to help you reach your financial goals.

Our clients work with us to get:

UNBIASED GUIDANCE

UNBIASED GUIDANCE

Our financial professionals put each client's needs at the forefront of all we do.

WIDE PRODUCT SELECTION

WIDE PRODUCT SELECTION

As an independent firm, we have access to a wide selection of financial products, rather than being limited to one big-box company’s suite of products.

EXPERIENCE

EXPERIENCE

Through bull markets and stock market dips, we’ve helped our clients stay on track through various types of economic conditions.

Retirement Income Strategies

Unlike the working years, when you’ve likely drawn a regular paycheck, at retirement it’s time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won’t outlive? We can help.

Wealth Management

We offer a suite of services to clients who are looking for a holistic approach to their financial future, all in one place. We’ll help you with comprehensive guidance to help reach the goals and dreams you’ve been envisioning.

Annuities

Annuities are financial tools that can help you create a stream of income that you can’t outlive. But today’s annuities aren’t like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We’ll help you compare your options.

Long-Term Care Strategies

Long-term care is one of the most common expenses for retirees, and one of the things that is often forgotten in the planning process. We can create a plan that takes medical and care expenses into account, protecting you and your estate in the process.

IRA/401(k) Rollovers

We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you’re looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.

Asset Protection Strategies

We keep our eyes on the horizon so you can enjoy your retirement. We’ll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).

Life Insurance

Life insurance can play an important role in an overall financial strategy – both to protect yourself and your loved ones should the unthinkable happen and in some cases to help preserve your assets for future generations.

Tax-Efficient Strategies

Taxes can take a bigger bite out of your retirement income – or your legacy – than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.

IRA Legacy Planning

How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.

Medicare Planning

Crafting the right Medicare strategy for your retirement can be challenging, from understanding the differences between the different parts to deciding on the amount of coverage that fits your needs. We help you navigate the world of Medicare and build a strategy that’s designed to answer some of Medicare’s most pressing questions.

Your Goals Are Ours

We design financial strategies that help accomplish three key goals:

 

Growth Opportunities

“Will I run out of money?” This is the top concern we hear from new clients. Our retirement income strategies can help you feel confident that your money will last as long as you need it. These strategies include annuities, investments, IRA/401(k) rollovers and other wealth management opportunities.

Protection

The closer you are to retirement, the less risk you should take on. We can incorporate products and services that help preserve what you have. We do this through life insurance, tax-efficient strategies, long-term care strategies and IRA legacy planning.

Giving

You want to create a legacy that lives on after you’re gone. We work closely with attorneys and tax professionals to help you organize your giving strategy, helping you with trusts, probate, charitable giving, estate planning and tax planning.

All investments are subject to risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any statements referring to growing your income are not a guarantee or prediction of future performance. Any references to protection benefits, guarantees or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.

How can we help you?